Hometown Heroes Down Payment Assistance Is Releasing 50 Million Dollars Next Month and Here Is What to Do

50 million in DPA coming next month for heroes. Mark Harris explains why pre-approval must come first ...more

Mortgage

June 30, 2026•3 min read

Stop Waiting for the Perfect Time to Buy a Home Because It Is Not Coming and Here Is Why

Capital, income, credit. Mark Harris explains the only three things that determine when you should buy. ...more

Mortgage

June 26, 2026•3 min read

You Are Closer to Homeownership Than You Think and Here Is Why You Should Start Planning Now

DPA programs, seller credits, 300 lenders. Mark Harris explains why you may qualify sooner than you think. ...more

Mortgage

June 24, 2026•3 min read

HOA Reserve Requirements Are Changing in January 2027 and Condo Buyers Need to Know Right Now

Reserves going from 10% to 15% in 2027. Mark Harris explains what condo buyers and agents must do now. ...more

Mortgage

June 23, 2026•3 min read

Why Mortgage Brokers Are Better Than Banks and the Difference That Actually Saves You Money

300 lenders, pre-underwrite, better deal. Mark Harris explains why brokers beat banks every time. ...more

Mortgage

June 22, 2026•3 min read

There Are 2679 Active Down Payment Assistance Programs Right Now and Most Buyers Never Hear About Them

All-time high DPA programs available. Mark Harris explains how to find what you qualify for. ...more

Mortgage

May 13, 2026•3 min read

Your Credit Score Just Got a Major Upgrade and It Could Change Whether You Qualify for a Mortgage

Rent payments now count toward approval. Mark Harris explains what changed on April 22nd. ...more

Mortgage

May 13, 2026•4 min read

What Is Going On With Mortgage Rates Right Now and Why It Actually Creates Opportunity for Buyers

Oil prices are up, inflation fears are rising, and mortgage rates followed. Mark Harris explains the simple chain reaction driving today's rate environment and why buyers who act now may be getting be... ...more

Mortgage

April 10, 2026•3 min read

Home Prices Are Down Nationally But That Headline Tells You Almost Nothing About Your Market

A 0.2 percent national price dip made headlines but real estate is local and the gap between markets right now is wider than ever. Mark Harris breaks down what the data actually shows and why your mar... ...more

Mortgage

April 02, 2026•4 min read