The Housing Market Headlines Are Not Giving You the Whole Truth and Here Is What Is Actually Happening

The Housing Market Headlines Are Not Giving You the Whole Truth and Here Is What Is Actually Happening

More equity, less competition, real negotiating power. Mark Harris explains what the market actually looks like now. ...more

Mortgage

August 20, 20262 min read

Three Mistakes First Time Buyers Are Making in 2026 and Each One Is Costing Them Real Money

Three Mistakes First Time Buyers Are Making in 2026 and Each One Is Costing Them Real Money

Waiting for rates, 20% down myth, skipping pre-approval. Mark Harris explains what first-time buyers get wrong. ...more

Mortgage

August 10, 20262 min read

Hometown Heroes Down Payment Assistance Is Releasing 50 Million Dollars Next Month and Here Is What to Do

Hometown Heroes Down Payment Assistance Is Releasing 50 Million Dollars Next Month and Here Is What to Do

50 million in DPA coming next month for heroes. Mark Harris explains why pre-approval must come first ...more

Mortgage

June 30, 20263 min read

Stop Waiting for the Perfect Time to Buy a Home Because It Is Not Coming and Here Is Why

Stop Waiting for the Perfect Time to Buy a Home Because It Is Not Coming and Here Is Why

Capital, income, credit. Mark Harris explains the only three things that determine when you should buy. ...more

Mortgage

June 26, 20263 min read

You Are Closer to Homeownership Than You Think and Here Is Why You Should Start Planning Now

You Are Closer to Homeownership Than You Think and Here Is Why You Should Start Planning Now

DPA programs, seller credits, 300 lenders. Mark Harris explains why you may qualify sooner than you think. ...more

Mortgage

June 24, 20263 min read

HOA Reserve Requirements Are Changing in January 2027 and Condo Buyers Need to Know Right Now

HOA Reserve Requirements Are Changing in January 2027 and Condo Buyers Need to Know Right Now

Reserves going from 10% to 15% in 2027. Mark Harris explains what condo buyers and agents must do now. ...more

Mortgage

June 23, 20263 min read

Why Mortgage Brokers Are Better Than Banks and the Difference That Actually Saves You Money

Why Mortgage Brokers Are Better Than Banks and the Difference That Actually Saves You Money

300 lenders, pre-underwrite, better deal. Mark Harris explains why brokers beat banks every time. ...more

Mortgage

June 22, 20263 min read

There Are 2679 Active Down Payment Assistance Programs Right Now and Most Buyers Never Hear About Them

There Are 2679 Active Down Payment Assistance Programs Right Now and Most Buyers Never Hear About Them

All-time high DPA programs available. Mark Harris explains how to find what you qualify for. ...more

Mortgage

May 13, 20263 min read

Your Credit Score Just Got a Major Upgrade and It Could Change Whether You Qualify for a Mortgage

Your Credit Score Just Got a Major Upgrade and It Could Change Whether You Qualify for a Mortgage

Rent payments now count toward approval. Mark Harris explains what changed on April 22nd. ...more

Mortgage

May 13, 20264 min read

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